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Our mission is to help regular Marylanders get a “fresh start” from their debt problems. We do this by charging them a fee they can afford while handling their case properly We treat all of our clients with respect so we are grateful when they return that respect and are appreciative of our low fees. If you believe you can work with us in this way to SAVE YOU MONEY, we will help find the best bankruptcy solution for your individual debt problems especially now.

Heather L Dickerson worked for the largest and busiest bankruptcy firms in the state of Maryland. Her 29 years as a licensed Maryland Attorney along with her experience in thousands of Maryland Bankruptcy cases allow her to fully represent you in your case.

With Heather L Dickerson, they use their knowledge of the United States Bankruptcy code and their experience to help people all throughout Maryland obtain their fresh start and relief from the pressures of having too much debt. They will sort through your financial situation and determine whether Chapter 7 or Chapter 13 will help you achieve your goals or if bankruptcy is right for you.

NOTE: Law Firm accepts chapter 13, and chapter 7 cases for all counties in Maryland.

What we offer

Hello to all Marylanders facing overwhelming debt issues. Whether you are looking for an affordable bankruptcy lawyer in Baltimore MD or a $500 bankruptcy attorney near me, we can help you get a fresh start. I am an affordable bankruptcy attorney who can help the entire state of Maryland for chapter 13 and CHAPTER 7 BANKRUPTCY CASES. Some people might consider me a Harford county bankruptcy attorney or they might ask if we are less expensive than the $690 cost bankruptcy attorney and our answer is a resounding YES! Are we technically a $500 bankruptcy attorney? I will let you decide but I believe that my legal fee of $499 is close enough for me to fit the criteria. While I don’t like the term “cheap bankruptcy lawyer in Baltimore Maryland”, this is probably the best and quickest way to say what we are doing. Whether you need a chapter 7 or chapter 13, low cost legal fees like ours allow many more people who need to file bankruptcy in their lives to file. We can boldly and proudly say that whether you want to say cheap, affordable or inexpensive, bankruptcy lawyers in Maryland, that is what we have been, are and will be while practicing bankruptcy law throughout the state. I will warn you to watch out for no money down chapter 7 or zero down bankruptcy lawyers near me. The reason is that sometimes, these situations wind up costing you a lot more than we charge our clients. Since we cover the state, you can consider us to be cheap chapter 7 and cheap chapter 13 lawyers near me(you).

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    Your Name*

    E-Mail Address

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    What is your total estimated monthly household income?

    What is your total estimated monthly household expenses?

    How much do you owe for all of your credit cards, medical bills, etc?

    Do you have any emergencies such as a foreclosure, wage garnishment or Court date?


    Do you own your own business?


    Do you owe taxes to any governmental organization?


    Do you owe any student loans?


    Do you own a house/land/time share?


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